By Trip.com
February 10, 2026
Booking flights or hotels on Trip.com already feels like a win, but paying with a Mastercard can unlock even more savings.
The Trip.com Mastercard discount is one of those underrated travel hacks that frequent travellers swear by.
Depending on the promotion period, you can enjoy instant discounts, exclusive deals, or special payment offers just by choosing Mastercard at checkout.
Let’s break down how it works and how you can maximise it.
Trip.com Mastercard Ad
The Trip.com Mastercard discount is a payment-based promotion where users get exclusive savings when they pay using a Mastercard credit or debit card.
The Trip.com credit card is more than just a way to pay for your travels, it’s your passport to your next big adventure.
Every purchase helps you rack up Trip Coins, bringing the world closer and making your global explorations more affordable than ever.
In this article, we’ll take a closer look at everything you need to know about the Trip.com Mastercard.
These offers usually apply to:
Discounts may appear as:
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Category | Details |
|---|---|
Eligible Card Types | Mastercard credit cards, Mastercard debit cards |
Country / Region | Eligibility may differ depending on your country or region |
Card Issuer | Offers may vary by issuing bank |
Promotion Period | Availability depends on the promotion’s validity period |
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Trip.com credit card.
The Trip.com Mastercard is designed for travellers who want every spend to bring them closer to their next getaway.
Every purchase helps you earn rewards that can be used for future trips, making travel feel more rewarding from day one.
There’s no annual fee for the first year, and if you spend ¥100,000 or more in a year, the annual fee for the following year is also waived.
This means you can keep using the card long-term without stressing about maintenance costs.
Feature | Details |
|---|---|
Annual Fee | Free for the first year; waived the following year with ¥100,000 annual spend |
Trip.com Rewards | Earn up to 2.48% in Trip Coins on Trip.com bookings |
Eligible Redemptions | Flights, hotels, tours, attraction tickets, trains |
Rewards on Other Spending | Up to 1.2% on non-Trip.com purchases |
Membership Upgrade | Automatic Trip.com Gold status (up to 5 years) |
Gold Member Perks | 10% bonus on Trip Coins |
Overseas Travel Insurance | Up to ¥20 million |
Domestic Travel Insurance | Up to ¥10 million |
Insurance Coverage Period | Retroactive protection for up to 60 days |
Payment Convenience | Mastercard contactless support |
Additional Cards | Family cards & ETC cards free for life |
Trip.com Coins
Trip Coins are Trip.com’s reward currency, designed to help travellers save more on future bookings.
Think of them as instant travel credits you earn when you book or spend, and then use to reduce the cost of your next trip.
When you use a Trip.com credit card, earning Trip Coins becomes even easier and more rewarding.
Trip Coins are earned when you:
How You Earn Trip Coins | Description |
|---|---|
Book on Trip.com | Earn Trip Coins when you book flights, hotels, or other travel products on Trip.com |
Pay with a Trip.com Credit Card | Collect extra Trip Coins when paying with a Trip.com credit card or during eligible promotions |
Trip.com Membership Tier | Enjoy higher Trip Coin earning rates as you move up Trip.com membership levels |
Once earned, Trip Coins are automatically stored in your Trip.com account and can be used directly at checkout.
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Trip.com Mastercard
The Trip.com Mastercard discount is an easy win for travellers who already book through Trip.com.
With no extra steps, you can unlock exclusive savings simply by paying with an eligible Mastercard.
Between instant discounts, the ability to earn Trip Coins on bookings, and the option to stack rewards with card benefits, it’s a practical way to reduce travel costs without changing how you book.
Availability may vary by promotion, but when a Mastercard offer is live, it’s well worth taking advantage of.
If you’re planning a trip, checking for a Trip.com Mastercard discount before checkout could mean real savings on flights, hotels, and travel experiences, a small step that can make your trip feel even better.
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