Best Credit Cards for Miles & Cashback

📣 Earn Trip Coins & Membership Cashback

Before swiping your card, do grab these instant savings with Trip.com’s ​Membership Program. Earn ​Trip Coins by booking travel, writing reviews, or sharing trip moments. These coins act like cashback:

• ​100 Trip Coins = $1 USD off(~$1.3 SGD) on hotels, flights, attractions, and more.
• No minimum redemption—use them even for small discounts!
• Stack Trip Coins with promo codes during campaigns for double the savings.

Pro Tip: Leave a review after your trip—it’s an easy way to earn extra Trip Coins for future bookings.

Trip.com members are entitled to benefits as you progress through the tiers. For example, Trip.com Platinum, Diamond, or Diamond+ members get access to VIP lounges for a relaxed and refreshed start to the journey.

💳✈️  Best Credit Cards for Miles on Trip.com

DBS Woman's World Credit Card

Highest Earn Rate: 

4 miles per S$1 on online purchases (including Trip.com)

Requirements: 

Online transaction required; capped at S$1,000 online spend per calendar month

Why it's great: 

Flexible 4 mpd on all online spend. 

Note:

The DBS Woman's World Card is open to both men and women.

UOB Lady's Card

Highest Earn Rate: 

10X UNI$ per S$5 = 4 miles per S$1 on preferred rewards categories (Travel)

Requirements: 

Must select Travel as your preferred category for that quarter.

Why it's great: 

MCC 4722 (Trip.com) explicitly listed in UOB's Travel category. Works on SGD and FCY, online and offline. One of the highest available mpd rates.

Note:

The UOB Lady's Card is open to both men and women.

KrisFlyer UOB Credit Card

Highest Earn Rate: 

Up to 2.4 KrisFlyer miles per S$1 on "Online Travel" (including Online Travel Agencies(OTAs) such as Trip.com) when hitting SIA annual spend threshold.

Requirements: 

Spend minimum S$1,000 on Singapore Airlines/Scoot/KrisShop per membership year to unlock 2.4 miles per S$1 spent on Online Travel.

Why it's great: 

• Builds KrisFlyer points while earning reasonable miles on Trip.com. Uncapped earn rate on online travel category. 
• Best for SIA/Scoot-focused flyers who can reliably hit the S$1k annual spend requirement.

Earn miles on every trip with Frequent Flyer Programmes—link your account before booking to rack up rewards fast.

Unsure about cabin options? Check our Flight Classes Explained guide to pick the perfect seat for your budget and comfort.

💳💰  Best Credit Cards for Cashback on Trip.com

OCBC FRANK Credit Card

Highest Earn Rate: 

8% cashback on online and contactless purchases

Requirements: 

Minimum S$800 monthly spend; cashback capped at S$25 per month for each cashback category (foreign currency transactions / local currency transactions)

Why it's great: 

Good cashback rate on online spending. Best for large monthly spenders and those who prefer cashback over miles.

UOB EVOL Credit Card

Highest Earn Rate: 

10% cashback on online and mobile contactless spend

Requirements: 

Minimum S$600 monthly spend, cashback capped at S$30 per month for local online spend and mobile contactless spend

Why it's great: 

Higher cashback rate and cashback cap than others. Works on Trip.com online bookings.

Maybank Platinum Visa Card

Highest Earn Rate: 

3.33% effective cashback (S$300 minimum spend for 3 consecutive months to activate)

Requirements: 

Cashback capped at S$30 per month

Why it's great: 

Straightforward cashback earning on travel agency spend. Best for baseline cashback option.

Ready to book your next flight? Master carry-on baggage restrictions to pack smart and avoid fees at check-in.

📱  Credit Card vs Other Payment methods

Trip.com supports global and local payment methods such as:

• Credit/Debit Cards: Visa, Mastercard, Amex, UnionPay, and more.
• Digital Wallets: PayPal, Apple Pay (iOS), Google Pay (Android/Web).
• Paynow
• Trip Coins & Gift Cards: Offset costs instantly with earned coins or prepaid gift cards.

🌟  How Do I Get the Best Flight Deals on Trip.com?

Trip.com offers Singapore travellers exclusive access to insider deals and flash sales that unlock extra savings beyond standard fares. Leveraging Trip.com’s platform smartly means staying ahead of price swings and capitalising on limited-time offers unavailable elsewhere. 

With these hacks, every day can be the best day to book flights!

Check Out the Weekly Updated Deals Summary Page

To find the latest deals and Trip.com promo codes, simply visit our deals roundup page(weekly updated!), where the latest travel discounts and special offers are listed for easy access.

Save the Date for Monthly Campaigns

Mark your calendar for Trip.com’s monthly campaigns held on popular double dates—like 1.1, 2.2, 3.3, all the way up to 10.10, 11.11, 12.12—when exclusive flight, hotel and attraction deals are released for a limited time.

Each monthly campaign also features dedicated flight campaign pages for popular airlines, where travellers can claim promo codes from popular airlines such as Singapore Airlines, Scoot, Air China, Qantas, ANA, and many more! 

Snatch exclusive flight deals from top airlines—be sure to mark the double-digit dates on your calendar and visit Trip.com’s monthly campaigns!

Stay Ahead—Join Our Exclusive Telegram Group!

Don’t miss out on the hottest deals and flash sales! Join our Telegram group Trip Talks SG to get instant alerts, exclusive offers, and be first in line for must-grab promo codes. Stay connected, save more!

Download the App for App-Only Discounts

Download the Trip.com app now and unlock exclusive app-only discounts! These app-only deals can stack with flash sales to deliver substantial savings on fares departing Singapore. Use the QR code to get instant savings on flights and hotels, available for both Android and Apple users.

Downloaded the Trip.com app and grabbed your promo code? Don’t just sit on it! Follow our quick, easy step-by-step guide on how to apply promo codes to unlock instant savings and book your dream flight or hotel now. Get ready to save big with every tap!

Ready to maximise miles and cashback on your next Trip.com booking? Check our latest promos page for exclusive deals—updated weekly with promo codes, bonus offers and stacking tips to stretch every dollar further on flights from Changi!