Touch ‘n Go Card & App Guide: How to Buy, Top Up & Use in Singapore-Malaysia

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Touch n Go app

The Touch ‘n Go (TNG) card and app are widely used in Malaysia for tolls, public transport, shopping, and cashless payments.

For Singaporeans who often travel across the border, knowing how to use the Touch ‘n Go app and where to buy or top up the Touch ‘n Go card in Singapore is essential.

📲 What is the Touch ‘n Go App?

TNG

The Touch ‘n Go eWallet is a mobile application that lets you make secure, cashless payments using your smartphone.

Linked to the traditional Touch ‘n Go card, it brings extra features like QR code payments, online shopping, toll integration, and even investment options.

✨ Key Features of the Touch ‘n Go App

Feature

Description

Toll Payments

Use RFID or PayDirect via the app, so you don’t need to reload your physical TNG card.

Retail & Online Payments

Pay at participating shops with QR codes or make online purchases with eWallet checkout.

Public Transport

Compatible with selected MRT, LRT, and bus routes in Malaysia.

Money Transfers

Instantly send or receive money between Touch ‘n Go eWallet users.

Bills & Top-ups

Pay for utilities, insurance premiums, and mobile reloads directly in the app.

GO+ & GOInvest

Earn returns on your eWallet balance with GO+, or invest in digital funds with GOInvest.

Insurance & Lifestyle Services

Buy travel insurance, pay for parking, or book lifestyle services like events and entertainment.

💡 Benefits of Using Touch ‘n Go App

TNG Card at kiosk

✅ Cashless convenience – No need to carry cash or coins

The Touch ‘n Go eWallet lets you go fully cashless whether you’re paying highway tolls, grabbing a quick meal, or shopping online. This means you don’t have to carry loose change or worry about small notes, just simply scan a QR code or tap to pay.

For Singaporeans traveling into Malaysia, it’s especially useful since you can avoid dealing with unfamiliar currency notes and coins.

✅ Fast and secure – Protected by PIN, fingerprint, and face recognition

Every transaction on the Touch ‘n Go app is safeguarded with bank-grade security. You can set a 6-digit PIN, or activate biometric authentication such as fingerprint or face recognition for faster access.

This ensures your funds are protected even if your phone is lost or stolen. Plus, you receive instant notifications for every transaction, giving you full control over your spending.

✅ Wider acceptance – Used at tolls, retail shops, eateries, parking, and even online platforms

From PLUS highway tolls to Starbucks Malaysia or even parking at shopping malls, the Touch ‘n Go system has one of the widest acceptance networks in the country.

You can also use it for online platforms like Shopee and Lazada Malaysia, making it a versatile payment solution. For cross-border travelers, this means you can cover most of your spending in Johor Bahru and beyond without needing extra payment apps.

✅ All-in-one platform – Payments, transport, bills, and investments in one app

Unlike single-purpose cards, the Touch ‘n Go eWallet is a complete lifestyle platform. Besides payments and tolls, you can pay bills, top up mobile credits, purchase travel insurance, or even invest through GO+ and GOInvest directly in the app.

This reduces the need to juggle multiple apps and makes it easier to manage all your financial activities in one secure place.

✅ Benefits of Using Touch ‘n Go App & Card in Singapore-Malaysia Travel

TNG apps
  • Fast toll payments when driving into Malaysia.
  • Widely accepted in Johor Bahru restaurants, petrol stations, and shops.
  • Cashless convenience – no need for ringgit cash.
  • Easy Touch and Go login to track your spending.

📥 How to Download and Use the Touch ‘n Go App

Steps 1: Download from Google Play Store (Android) or Apple App Store (iOS)

Steps 2: Register with your phone number and create a PIN

Steps 3: Top up your eWallet via online banking, debit/credit card, or selected merchants.

Steps 4: Start using for tolls, shopping, bills, or transfers.

How to download tng

🔄 How to Top Up Touch ‘n Go App in Singapore

How to reload tng

Singaporeans can top up the Touch ‘n Go eWallet in a few ways:

  • Online banking / debit card (via the app).
  • Credit cards – selected cards allow reloads without extra fees.
  • Cross-border kiosks or merchants – some petrol stations or malls accept TNG top-ups.
⚠️ Note: You cannot directly top up the physical TNG card in Singapore. The app and the card currently work on separate balances, unless linked through PayDirect or RFID.

📍 Where to Buy Touch ‘n Go Card in Singapore

TNG Cards

While the card is mainly available in Malaysia, Singaporeans can purchase it at:

  • Selected 7-Eleven stores in Singapore (near the Causeway/Second Link)
  • Online platforms such as Shopee, Lazada, or Carousell
  • Petrol stations and convenience stores in Johor Bahru (just after the checkpoint)
👉 Pro Tip: Cards purchased in Malaysia are usually cheaper and more readily available than in Singapore.

💳 EZ-Link vs Touch ‘n Go

Ez link and TNG
  • EZ-Link is for Singapore’s transport and retail system.
  • Touch ‘n Go is for Malaysia’s transport, tolls, and retail payments.
💖Note: If you travel often between both countries, having both EZ-Link and Touch ‘n Go cards makes life much easier.

🔐 Final Thoughts

TNG e wallet apps

For Singaporeans who travel frequently to Malaysia, combining the Touch ‘n Go card with the Touch ‘n Go eWallet app is the most convenient way to handle tolls, transport, and cashless payments.

While EZ-Link works best in Singapore, the Touch ‘n Go system ensures smooth travel and spending across the border.

FAQ: Touch n Go Apps

  • Where can I buy a Touch ‘n Go card in Singapore?

    You can get a TNG card at selected 7-Eleven outlets near the Causeway/Second Link, or buy online via Shopee, Lazada, or Carousell. It’s also widely available at petrol stations and convenience stores in Johor Bahru.
  • Can I use Touch ‘n Go in Singapore?

    No, Touch ‘n Go cannot be used on Singapore’s MRT or buses. In Singapore, you’ll still need an EZ-Link card. TNG is primarily for Malaysia.
  • Can I use Touch ‘n Go for tolls when driving from Singapore to Malaysia?

    Yes. If you’re driving into Johor Bahru or further into Malaysia, you’ll need a Touch ‘n Go card or RFID linked to your eWallet for PLUS highway tolls.
  • Does the Touch ‘n Go app give me a local Malaysian number?

    No. It’s a payment app, not a telecom service. Your phone number (Singapore or Malaysia) is only used for login and verification.
  • Is Touch ‘n Go login safe?

    Yes. The app uses 6-digit PINs, fingerprint/face ID, and transaction alerts, with bank-level encryption for added security.
  • Can I transfer money using Touch ‘n Go eWallet?

    Yes, you can send and receive money instantly between TNG users, making it easy to split bills with friends or family.
  • Can foreigners use Touch ‘n Go eWallet?

    Yes. Travelers from Singapore can register using their Singapore mobile number, but will need to complete eKYC (identity verification) for higher wallet limits.
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Feyna

Feyna

Freelance Travel Blogger

A passionate traveler and travel blogger who loves discovering new places, cultures, and local food. I am enjoy turning my journeys into stories, sharing travel tips, hidden gems, and budget-friendly adventures to inspire others to explore the world.

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