GrabPay in Singapore: Everything You Need to Know

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GrabPay

One of the most popular options is GrabPay, a mobile wallet integrated within Grab app.

GrabPay is a convenient payment method that can be used for dining, shopping, transport, online purchases, and more.

If you're new to GrabPay or wondering whether it's worth using, here is a simple guide for you to know for daily spending.

Understanding GrabPay

GrabPay

GrabPay is a digital wallet offered through the Grab app that lets you pay without using cash or physical cards.

You just use your phone to make payments quickly. You can add money to your GrabPay wallet using a bank account, debit or credit card.

Places You Can Use GrabPay

GrabPay is widely accepted across Singapore, making it a convenient payment option for everyday spending.

Many merchants in Singapore now support SG QR, allowing users to pay with GrabPay through a single QR code system.

You can use GrabPay at many places across Singapore including:

  • Restaurants, cafes and food courts
  • Supermarkets and convenience stores
  • Shopping malls and retail stores
  • Beauty, spa and wellness centres
  • Online stores and e-commerce platforms
  • Grab services such as GrabFood, GrabMart, and Grab rides

Register and Set Up GrabPay

GrabPay

Getting started with GrabPay is quick and easy. If you're a new user, follow these steps to create your Grab account and activate your GrabPay Wallet.

  1. Download the Grab app from the App Store or Google Play Store.
  2. Open the app and register using your mobile number.
  3. Verify your account with the SMS code sent to your phone.
  4. Complete your profile details and set up your account.
  5. Navigate to the Payments or Wallet section in the app.
  6. Follow the on-screen instructions to activate your GrabPay Wallet.

How GrabPay Works

To get started with Grabpay is easy. You need to download, make account and activate you GrabPay wallet.

After topping up the wallet, payments can be made in several ways:

  • Scan a merchant's SGQR or GrabPay QR code
  • Present your personal GrabPay QR code for merchants to scan
  • Pay directly within Grab services such as rides, food delivery, and grocery orders
  • Use GrabPay for selected online purchases and partner platforms

Topping Up Your GrabPay Wallet: Methods Available

Before making payments, remember you'll need to add funds to your wallet.

1. Debit or Credit Card

Steps:

  1. Open the Grab app.
  2. Go to Wallet.
  3. Tap Top Up.
  4. Add or select your debit or credit card.
  5. Enter the amount you'd like to top up.
  6. Confirm the transaction.

Funds are usually added instantly.

2. PayNow

Steps:

  1. Open the Grab app and select Top Up.
  2. Choose PayNow as your top-up method.
  3. Follow the instructions provided in the app.
  4. Complete the transfer through your banking app.
  5. Once successful, the funds will appear in your wallet.

3. Internet Banking

Steps:

  1. Log into you internet banking account.
  2. Select the transfer option in Grab.
  3. Follow the instructions provided and confirm the transaction.
  4. Wait for the money to be credited to your GrabPay wallet,

🚨Always check the latest supported top-up methods within the Grab app, as available options may change over time.

Security Features of GrabPay

GrabPay notifications

GrabPay has several built-in features designed to keep your account and transactions safe while making cashless payments.

Some of the key security features include:

  • PIN and biometric authentication – Secure account with fingerprint, facial recognition, a PIN which help with preventing unauthorised access to your wallet.
  • Real-time transaction notifications – Grab sends instant alerts whenever a payment or wallet activity occurs which allow you to spot any unusual transactions.
  • Encrypted payment technology – Payment information is protected using encryption that helps to keep personal and financial data secure during transactions.
  • Account verification measures – Users may be required to verify their identity for certain account activities as it has an extra layer of protection.
  • Fraud detection and monitoring systems – Grab continuously monitors transactions for suspicious activity and may take action if anomalous behaviour detected.

🚨Pro Tips: To further protect your account, it's a good idea to enable two-factor authentication (2FA), use a strong and unique password, and regularly update your Grab app to ensure you have the latest security enhancements.

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Benefits of Using GrabPay

GrabPay in-store payment

Convenient Cashless Payments

Payments are quick to just using a smartphone, reducing the need to carry cash or multiple cards.

Earn Rewards on Spending

Eligible transactions earn GrabRewards points, which can be redeemed for vouchers, discounts, and other perks.

Seamless Integration with Grab Services

Users can pay for rides, food delivery, groceries, and other Grab services with one wallet.

Easy Expense Tracking

The app records transaction history automatically, making it easier to monitor spending habits.

Wide Merchant Acceptance

You can use GrabPay to buy things you need every day as it has the support of thousands of merchants over Singapore.

GrabPay vs Other Digital Payment Options in Singapore

GrabPay vs Other Payment Methods

Singapore offers several popular digital payment solutions, including PayNow, Apple Pay, Google Pay, Samsung Wallet, and various bank mobile apps.

Payment Option

Best For

How It Works

Key Advantages

GrabPay

Everyday spending and Grab services

Pay using the Grab app or QR codes at merchants

Earn GrabRewards points and enjoy seamless payments with participating merchants.

PayNow

Bank transfers and peer-to-peer payments

Transfer money instantly using a mobile number, NRIC/FIN, or UEN

Send money directly without topping up a wallet and support most banks in Singapore.

Apple Pay

Contactless payments for Apple users

Link eligible cards to Apple Wallet and pay with iPhone, Apple Watch, iPad, or Mac

Make quick contactless payment while benefiting built-in security features

Google Pay

Contactless payments for Android users

Add eligible cards to Google Wallet and pay using Android devices

Pay easily in stores and online that works across many Android devices

Samsung Wallet

Samsung device users

Store payment cards and pay via compatible Samsung smartphones and smartwatches

Combines payments, digital keys, and passes in one app, secure authentication features

Bank Mobile Apps

Banking and bill payments

Use your bank's app for transfers, bill payments, and QR transactions

Pay directly from your linked bank accounts while access local payment services such as PayNow

Final Thoughts

GrabPay

GrabPay is really popular in Singapore because it is easy to use and accepted many places.

You can use GrabPay to pay for a lot of things like transport, food even shopping, It is all in one place so you do not have to worry about carrying cash.

For Singaporeans who frequently use Grab services, the ability to earn rewards while making cashless payments makes GrabPay a practical and popular choice for daily spending

Explore Hotels in Singapore

5 star

9/10Great1091 Reviews
Riverside/ Clarke Quay Singapore|2.11km from downtown
This is a long-standing five-star hotel in Singapore. I stayed here for eight nights this time. It's my top choice for business and family trips to Singapore, offering great value for money. **Excellent Location** The location is superb. Right opposite the hotel exit is an MRT station. Although it's not a major line, it's convenient to get anywhere with a quick transfer. Within five or six minutes' walk, there's a large shopping center, The Great World, which has plenty of dining, shopping, and local specialty food options. The surrounding area is also a hub for tourist attractions, easily reachable by taxi or a few MRT stops. **Hotel Design** Given its five-star heritage and recent renovation, the rooms and hotel interior are very new and spacious. I was particularly impressed by the in-room coffee machine and water dispenser. Enjoying a rich cup of coffee while getting ready in the morning [smiley emoji] is a lovely touch. **Hotel Facilities** The swimming pool, gym, conference rooms, and restaurants are all well-equipped. **Service** I didn't get much chance to experience the service as I came back late and was out all day. My only minor complaint is the poor soundproofing. Perhaps it was because I was next to a door that seemed to lead nowhere, and the opening/closing sounds were loud. I could also hear cleaning staff making noise in the mornings. However, the front desk handled it very well, and they were much more careful afterward.
FromKRW 291,184
9.1/10Great1916 Reviews
Marina Bay Singapore|1.78km from downtown
Here's a review of the hotel: **1. Prime Location & Great Value for Money** * **Excellent Location, Convenient Transportation:** This hotel boasts a superb central Singapore location, surrounded by numerous attractions. According to sources, it's about a 15-minute walk to Clarke Quay, a 16-minute walk to Merlion Park, and only a 5-minute walk to St. Andrew's Cathedral. With a nearby MRT station, getting around is incredibly easy. * **Abundant Surrounding Amenities:** Directly opposite the hotel is Chijmes, and within walking distance, you'll find famous landmarks like Raffles City Shopping Centre and Esplanade – Theatres on the Bay, offering a vast array of dining and shopping options. * **High Value for Money:** Among luxury hotels of its caliber, this hotel is considered to offer excellent value for money, with prices starting from approximately ¥1179 per night, making it a preferred choice for many travelers. **2. Spacious and Comfortable Accommodation Experience** * **Spacious and Tidy Rooms:** The hotel features 940 guest rooms. Guest reviews frequently mention the 'spacious rooms' and 'clean rooms,' providing a comfortable resting space for travelers. * **Well-Equipped Facilities:** Each room is equipped with modern amenities such as air conditioning, a smart TV, free Wi-Fi, and a safe, catering to both leisure and business travelers. **3. Diverse Dining and Services** * **Multiple Dining Options:** The hotel houses several restaurants, including the elegant Cantonese restaurant Hua Ting and Café Mosaic, which serves international cuisine, along with a café and a bar, satisfying various taste preferences. * **Attentive Service:** The hotel offers 24-hour room service, and guest reviews consistently praise its 'warm and helpful service.' Additionally, the hotel provides recreational services such as a fitness center, swimming pool, and massage facilities.
FromKRW 327,026
9.4/10Amazing1768 Reviews
Chinatown Singapore|0.83km from downtown
F We had a pleasant 1-night family stay at PARKROYAL COLLECTION Pickering, Singapore. The hotel made a strong first impression with its beautiful greenery, distinctive architecture and calm resort-like atmosphere despite being located right in the city. For families, the location is a major advantage. It is convenient, central and close to Chinatown, Clarke Quay and public transport, which made it easy for us to move around without feeling rushed. The hotel environment felt safe, clean and well maintained, which is always important when staying with children. The room was comfortable for a short stay, with good amenities and a relaxing ambience. The greenery around the hotel gave it a refreshing feel, and the pool area was a highlight for the family. It offered a nice space to unwind after a day out, and the overall setting felt more like a city retreat than a typical business hotel. Service was generally warm and professional. The staff were courteous and helpful, and check-in and check-out were smooth. For a 1-night stay, the experience was easy and fuss-free. Overall, PARKROYAL COLLECTION Pickering is a good choice for a short family staycation or city stay in Singapore. It combines convenience, comfort and a unique garden-hotel concept. We would recommend it especially for families who want a central location but still appreciate a relaxing, green and visually beautiful hotel environment.
FromKRW 522,484
8.9/10Very Good2136 Reviews
Marina Bay Singapore|1.37km from downtown
Overall, I'm very satisfied. The location is convenient; the nearest subway station is just a short walk away, and there's a 7-Eleven nearby, which is very handy. **Facilities:** There's only one power outlet under one of the nightstands, and the room lighting is a bit dim. **Hygiene:** The showerhead might be a bit old. **Environment:** Excellent. The decor is very modern and distinctive. **Service:** Great. Whether staff who speak Chinese are available depends on the shift.
FromKRW 265,138
9/10Great2727 Reviews
Marina Bay Singapore|1.61km from downtown
First time staying at Pan Pacific 3D2N stay was pleasant. As we book connecting room , and have to wait a bit longer for our other room to be ready the reception display their best professionalism to accommodate. The room was spacious, mini fridge filled with drinks and chocolate reserve for guests for quick snack. Like the motorized curtains. The amenities like coffee machine come in handy for a good coffee. Our high floor panoramic city view room, we did manage to catch a glimpse of the Singapore flyer, marina bay sands from outside our room which is a breath taking view. Hope we get to book marina view next time.The pool was big and my kids enjoy relaxing and swimming. The foot reflexology treatment was relaxing and comforting. Overall I'm delighted with my staycation from the moment we arrive, we were welcome and greeted by the bell attendant, front reception, even check out was smooth and till our departure the hotel staff hospitality has treated us well. On side note if room service food/halal breakfast spread is available would be added advantage for Muslim guests. 👍👍
FromKRW 486,643
9.4/10Amazing609 Reviews
Marina Bay Singapore|0.73km from downtown
The location is excellent! It's a 5-minute walk to the Merlion and also a 5-minute walk to the MRT station. The staff outside are very enthusiastic about helping with taxis, and I didn't feel any discrimination based on skin color at all. The hotel itself is a tourist attraction in Singapore. The rooms are spacious, and the price is quite reasonable compared to similar hotels. There's a wide variety of breakfast options, and dining outdoors (though it can be a bit hot) offers absolutely stunning views. We were given a S$100 voucher but unfortunately didn't get to use it due to time constraints. Overall, our two-night stay was a great experience!
FromKRW 497,106

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Business travel

8.7/10Very Good1721 Reviews
Bugis Singapore|2.32km from downtown
The hotel isn't too far from two subway stations. However, if it's your first time staying, be sure to note that the pick-up/drop-off point for taxis is on the second floor. The gym and laundry room are on the third floor. There are two washers and dryers, and you can pay for laundry with a credit card. The gym has a good selection of dumbbells with various weights, and two treadmills that support three languages.
FromKRW 143,811
8.9/10Very Good1277 Reviews
Marina Bay Singapore|1.3km from downtown
The location is fantastic, with Funan Mall right downstairs offering plenty of dining, shopping, and entertainment options. You can even walk underground to City Hall MRT and Esplanade. The room was a bit small, but I was given a room with a view. There was a slight damp smell, but it wasn't a big deal. My only real complaint is that the air conditioning was too loud, often waking me up in the middle of the night. Breakfast was very crowded, with limited seating, and the variety wasn't great each day. If you're staying for several days, I'd recommend occasionally heading downstairs for a meal at Yakun or Toast Box instead.
FromKRW 174,755
9.1/10Great635 Reviews
Chinatown Singapore|0.88km from downtown
The room was comfortable and clean, and the location was super convenient right by the subway entrance. The staff were friendly and welcoming, and the hotel's decor was really unique and stylish.
FromKRW 243,544
8.1/10Very Good1017 Reviews
Riverside/ Clarke Quay Singapore|1.77km from downtown
Nice hotel next to Singapore River in Robertson Quay, clean sound proof loft style rooms good for relaxing with big windows and separate floor for working area If you are interested in nature & want to see otters live you can walk along river around sunset time and find their nest 10mins away from hotel:) Great service from staff who are doing their best always to accommodate my requests, with special thanks to: Shanthi & Ashlinn :)
FromKRW 175,423
8.7/10Very Good1524 Reviews
Bugis Singapore|1.94km from downtown
The hotel's location is excellent, with a subway station right outside the door and another line a few hundred meters away that goes to Chinatown. It's about an 800-meter walk to the Fort Canning tree tunnel (a popular photo spot), and from there you can continue on to the Old Hill Street Police Station (also known as the Rainbow Police Station), Clarke Quay, and the Merlion. The room size is a definite advantage compared to other hotels in the same price range; there's plenty of space to walk even with two large suitcases. The bathroom size is standard as well. The downside is that the bathroom fixtures are quite old, and the shower is difficult to use. However, I was aware of this beforehand, so I was prepared, and given the other advantages, it's acceptable. The bedding is good, and the sofa is quite comfortable. Among the toiletries, only the shampoo, shower gel, and toothbrush weren't great; everything else was fine. The room has a kettle and comes with tea and coffee packets. There's also a water dispenser in the hallway where you can get iced or room temperature water. The hotel breakfast is decent, on par with business hotels in China. However, the service is excellent; they diligently restock drinks and food even at the last minute, even if there are only a few people dining. There are washing machines and dryers on the fourth floor, each costing 5 SGD, and you can get change for coins at the front desk. The commercial machines work very well; the dryer gets clothes completely dry in 40 minutes. There are also ironing facilities in the room. Overall, I recommend this hotel. If you have a higher budget, you might look elsewhere, but if you're looking for great value for money at this price point, you should definitely consider it.
FromKRW 162,511
8.3/10Very Good268 Reviews
Bugis Singapore|2.79km from downtown
Great stay! Conveniently located, clean, and modern rooms. Friendly staff at the front desk. Very good value for money.”
FromKRW 103,517

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Family friendly

9.3/10Great2093 Reviews
Marina Bay Singapore|1.47km from downtown
I stayed here for one night on a business trip, as it was conveniently located. It seems to be a hotel with a design aesthetic from the '50s; the decor is very thoughtfully put together, like a pipe organ with a hollow center. All the corridors overlook the lobby below, similar to the Legendale Hotel in Beijing, creating a beautiful sense of intricate, overlapping complexity. The location is excellent, just a seven or eight-minute walk to the Merlion. From Jubilee Bridge, you can gaze at Marina Bay Sands and the entire Marina Bay area. The lobby is on the fourth floor. The elevators are quiet and fast, and the front desk offers Chinese-speaking service. The Wi-Fi is speedy. Although the windows provide excellent sound insulation, with Marina Bay Sands and Marina Bay right outside, it's inevitable that it gets a little noisy at night. Overall, it was a satisfactory one-night stay. I didn't have time to experience breakfast or the pool.
FromKRW 494,880
8/10Very Good863 Reviews
Riverside/ Clarke Quay Singapore|1.87km from downtown
The hotel is a 5-10 minute walk from Havelock MRT station, offering convenient transportation and a variety of dining options, from seafood restaurants to budget fast-food joints. It's also not far from Chinatown and Orchard Road. The room size is decent, which is quite good for Singapore. The hotel's exterior looks grand, but the interior of the rooms is a bit old-fashioned. Particularly, there's only a bathtub, which even has long-standing water stains. The room amenities are on par with a basic budget hotel.
FromKRW 218,833
8.8/10Very Good201 Reviews
Marina Bay Singapore|0.23km from downtown
We enjoyed the hospitality of the staff upon check-in! The room was spacious with many amenities provided such as cooking utensils, microwave, stove, dishwasher, etc. The closets were also big enough to store plenty of clothes and even luggages. As much as we love the space, the view and the bathtub, we couldn't help but notice that the appliances were on the older and faultier side. The bedside and table side plugs did not work, and the cover would fall off. The bathroom knobs were also loose and would come off when handled with some force. Overall a pleasant stay, but hope to see an upgrade in the room amentities. Thank you! :)
FromKRW 341,051
9.7/10Amazing1982 Reviews
Marina Bay Singapore|0.99km from downtown
I was a bit disappointed with the hotel during this second visit in June 2026. There was a noisy construction site outside the window, and drilling went on for several hours in one of the neighboring rooms due to renovations. I really wanted to rest after my journey but couldn't, neither in the room nor on the terrace. They couldn't find another room for me, but they tried to smooth things over, which is a plus for the hotel. This time, there were no welcome fruits, no second evening housekeeping service, and no replenishment of amenities, tea bags, or candies. Breakfast was good. The view was excellent; I watched the tree show from my room. Overall, considering the room price, I had hoped for better. My first visit was more enjoyable. It's best to go to the pool right when it opens at 6 AM – there are minimal people then. However, it's heavily chlorinated; even after washing, the smell wouldn't come out of my swimsuit. It was convenient that my room was in the same tower, so I could go to the pool in my bathrobe and slippers. There's free bottled water at the pool and a restaurant for snacks.
FromKRW 935,663
9.2/10Great4062 Reviews
Marina Bay Singapore|1.49km from downtown
Excellent Business Stay at Swissôtel The Stamford I booked the 2 Balcony King Suite and was thoroughly impressed. The suite is spacious at around 40m², with a large dedicated workspace and high‑speed internet that made my online meetings seamless. The dual balconies offered spectacular views of the city skyline — a refreshing backdrop between calls. The hotel’s location in the CBD is unbeatable: steps away from great dining and drinks options, making it easy to unwind after a packed business day. The room design balances comfort and functionality, with plenty of natural light and thoughtful amenities. Overall, Swissôtel The Stamford delivers exactly what a business traveller needs — convenience, connectivity, and comfort — all wrapped in a premium experience. Highly recommended for anyone seeking a productive yet enjoyable stay in Singapore.
FromKRW 429,430
8.1/10Very Good1185 Reviews
Sentosa Island Singapore|4.92km from downtown
I was impressed from start to finish with my Siloso Beach Resort experience. I arrived at Vivo City Harbourfront Station by train, suitcase in hand and was directed to the Sentosa Monorail on the top floor. There is a kiosk where I received my complimentary rail pass to Beach Ststion (last stop). Behind the train station is a free shuttle service which dropped me directly outside the Resort. Up to level 8 to complete my check-in which was conducted smoothly by the friendly desk team. They provided clear instructions for the ongoing use of monorail on the island and the free shuttle services around the island attractions. I received a cool upgrade and proceeded to my room which was clean and then refreshed each day. The location opposite the beach and a 7 minute walk to the train station which is surrounded by food outlets and stores to cater for your convenience. The team at Siloso Beach Resort enjoy their work and were always eager to assist with any enquiries, provision of umbrella or any guidance with onsite matters. The pool was fabulous with waterfall and slide for kids of all sizes. The place was quiet and well presented. I will be visiting again in the future.
FromKRW 243,099

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Hot spring

9.2/10Great634 Reviews
Riverside/ Clarke Quay Singapore|1.12km from downtown
The room size was decent, and the view from the window was okay, looking out onto the hotel's pool. The hotel's location is convenient, not far from Merlion Park, and transportation is easily accessible. We didn't try the hotel breakfast because we wanted to experience local specialty restaurants. One minor issue was the toilet seat in the bathroom – it lacked a soft-close mechanism, so it made a loud noise when lowered, requiring you to hold it down manually.
FromKRW 209,484
8.9/10Very Good685 Reviews
Bugis Singapore|2.46km from downtown
I initially reserved the deluxe suite, which was advertised on Trip.com as having a river view. However, upon arrival, I discovered that only the premium suite offers a river view. The establishment graciously provided a complimentary upgrade, allowing us to enjoy a pleasant view during our brief staycation and celebration. Upon checking in, I noticed potato chips on the carpet, which accounts for the one-star deduction. The available amenities are somewhat limited, and it is important to note that breakfast is not served on public holidays or Sundays. Furthermore, children's amenities are minimal, contrary to the extensive list presented on Trip.com.
FromKRW 471,728
8.6/10Very Good606 Reviews
Riverside/ Clarke Quay Singapore|1.91km from downtown
Very good stay. Surroundings was so convenient and beautiful. Easy to get around and food was good.
FromKRW 187,222
9.1/10Great2074 Reviews
Orchard Road Singapore|3.66km from downtown
As our parents are celebrating their golden jubilee, we are upgraded to the premier rooms. They have decorated the rooms and did surprise us. The rooms are at level 12. Rooms are clean and with great views. The breakfast buffet had wide spread of options, there’s a lot of choose from. The only downside is that no ice cream was not provided on that day. Otherwise, I will give them a 10/10. Location is very convenient and connected the the main shopping streets of Orchard Road. It make our staycation a memorable one. We are so happy with the services provided by the front office and carousel restuarant that we decided to book the rooms again during Xmas time. Hope to see them soon.
FromKRW 251,113
8.7/10Very Good840 Reviews
Bugis Singapore|2.81km from downtown
Had a wonderful 3-night stay! The hotel is clean, comfy, and super close to Bugis and nearby MRT/bus stations. Shoutout to the hotel manager and front desk—when another guest's cigarette smoke got into our room, they immediately stepped in, deionized the room, and offered compensation. Excellent customer service! Highly recommend and will definitely be back.
FromKRW 89,047
8.5/10Very Good1539 Reviews
Novena Singapore|4.21km from downtown
I was back here after a while..there were some small changes here and there. Yes..keep it up for improvements! I requested for checking out at 1.00pm the next day and told the staff to take note so that their other staff would be aware as well. They said that it would be noted in the system. However, I still received a call just before 12 noon but I did not answer it as I was in the bathroom. Hmmm..oh well.. All else were acceptable for a short stay. Thank you.
FromKRW 166,518

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