MSIG Baggage Delay Cover

Trip.com and MSIG have partnered to offer comprehensive baggage delay protection. Enjoy delay allowances for a worry-free journey!

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International Travel Insurance (Return Trip)

Adventurous activitiesNo deductible
Summary of BenefitsMaximum Benefit (Singapore Dollars)
Delayed baggage
200 for every 8 hrs
Max. 1,000
Overseas medical expenses
350,000
Adult below 70 years
350,000
Adult 70 years & above
75,000
Child
150,000
Medical expenses in Singapore
10,000
Adult below 70 years
10,000
Adult 70 years & above
10,000
Child
10,000
Physiotherapy, chiropractic and traditional Chinese medicine expenses
100 per accident
Max. 600
Overseas hospitalisation daily benefit
200 per day
Max. 30,000
Medical & travel assistance services
Covered
Emergency medical evacuation and repatriation
Covered
Emergency medical evacuation
Covered
Sending you home after a medical emergency evacuation
Covered
Sending home your mortal remains
Covered
Letter of Guarantee (LOG) for overseas hospital admission
Covered
Compassionate and hospital visit
9,000
Child guard
9,000
Insolvency of licensed travel operator
2,000
Travel cancellation
10,000
Delayed departure
200 for every 8 hrs
Max. 1,000
Shortening the trip and travel disruption
10,000
Automatic extension of cover
Covered
Accidental death and permanent total disability
40,000
Adult below 70 years
40,000
Adult 70 years & above
20,000
Child
20,000
Baggage
5,000
Per article, pair or set of items
500
One unit laptop computer and one mobile device
1,000
All photographic equipment
1,000
All golf equipment
1,000
Loss of travel documents and personal money
3,000
Personal money
300
Personal liability
1,000,000
Adventurous activities cover
Covered
Terrorism cover
Covered
Overseas medical expenses due to COVID-19
150,000
Emergency medical evacuation and repatriation due to COVID-19
Covered
FromS$ 28.00
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International Travel Insurance (One-Way Trip)

Terrorism coverNo deductible
Summary of BenefitsMaximum Benefit (Singapore Dollars)
Delayed baggage
200 for every 8 hrs
Max. 1,000
Overseas medical expenses
350,000
Adult below 70 years
350,000
Adult 70 years & above
75,000
Child
150,000
Overseas hospitalisation daily benefit
200 per day
Max. 30,000
Medical & travel assistance services
Covered
Emergency medical evacuation and repatriation
Covered
Emergency medical evacuation
Covered
Sending you home after a medical emergency evacuation
Covered
Sending home your mortal remains
Covered
Letter of Guarantee (LOG) for overseas hospital admission
Covered
Compassionate and hospital visit
9,000
Child guard
9,000
Insolvency of licensed travel operator
2,000
Travel cancellation
10,000
Delayed departure
200 for every 8 hrs
Max. 1,000
Accidental death and permanent total disability
40,000
Adult below 70 years
40,000
Adult 70 years & above
20,000
Child
20,000
Baggage
5,000
Per article, pair or set of items
500
One unit laptop computer and one mobile device
1,000
All photographic equipment
1,000
All golf equipment
1,000
Loss of travel documents and personal money
3,000
Personal money
300
Personal liability
1,000,000
Terrorism cover
Covered
FromS$ 35.00
Buy now

What is MSIG baggage delay cover?

  • MSIG International Travel Insurance

    If the insured person’s checked-in baggage is temporarily lost during the journey or misdirected by the carrier and not given back to the insured person within eight hours after their arrival at the baggage pick-up point of the scheduled overseas destination, we will pay for every full eight hours in a row of delay.

    To avoid any doubt, we will pay only pay one baggage delay claim for baggage checked-in under one insured person regardless of:
    1. the number of pieces of baggage delayed for one insured person; or
    2. the number of insured persons affected from sharing one piece of delayed baggage.

    We will deduct any benefit payable under section 16 from the amount we will pay under section Baggage if the baggage later proves to be permanently lost.

Why choose Trip.com?

We provide comprehensive protection at an affordable price. Over 1.9+ million customers have been protected in the past two years.
  • Save & Earn

    Save & Earn

    Become a member to get exclusive discounts and earn Trip Coins which can be used just like cash. Learn More

  • Online Customer Support

    Online Customer Support

    Quick response, never let you wait for long.

Our Partners

We work with international partners to provide the best insurance services.

Frequently asked questions

  • What is MSIG travel insurance?

    MSIG's International Travel Insurance (for Singapore residents only) is a comprehensive travel insurance underwritten by MSIG Insurance (Singapore) Pte. Ltd. It provides cover for COVID-19, overseas medical expenses, personal accident, overseas hospital daily benefit, emergency medical evacuation and repatriation, 24x7 Medical and Travel Assistance Hotline, travel inconvenience-related cover such as the loss of baggage and personal items, travel delays, cancellation, adventurous activities and more.
  • If I need emergency assistance while traveling abroad, who should I contact?

    In the case of an emergency, you need to contact the insurance company as soon as possible.
    MSIG International Travel Insurance: Please contact the 24-hour MSIG Assist Hotline at +65 6323 8288.
  • If I'm not traveling to or from Singapore, or I'm only transferring in Singapore, can I take out insurance?

    MSIG International Travel Insurance: The insurance provides cover for trips originating from Singapore.
  • How many days of travel will I be covered for?

    MSIG International Travel Insurance: For a one-way trip, coverage will cease after you have cleared immigration at the destination country or upon the expiry of your travel insurance, whichever is earlier. For an individual return trip, the maximum trip duration is 45 days.
  • What are the age requirements for the policyholder?

    MSIG International Travel Insurance: The policyholder (also the "applicant") must be at least 18 years old on the policy application date.
  • What are the age requirements for insured people?

    MSIG International Travel Insurance: Insured persons must be at least 1 month old at the start of the insurance period. Insured children under the age of 12 years must be accompanied by a parent or adult guardian during the travel period.
  • Can I take out insurance on behalf of someone else?

    MSIG International Travel Insurance: You can buy the International Travel Insurance (for Singapore residents only) for yourself, and for your relatives and friends, up to a maximum of 9 insured persons (including you) in the same application. The insured persons must travel as a group together on the same trip.
  • When will my insurance coverage begin?

    MSIG International Travel Insurance: Policy is effective as soon as travel insurance is issued. Insurance coverage will commence based on the insurance period shown on your Certificate of Insurance.
  • How are claims settled?

    If you want to make a claim, you need to contact the insurance company directly.
    MSIG International Travel Insurance: If you wish to file a claim, you have to do so within 30 days of the scheduled trip end date. You can submit your claim online together with all the supporting documents such as medical bills, medical report, and police report.