Personal Liability Cover
Protects you against legal liabilities and legal expenses arising from accidental death or injury of a third party, or accidental damage to a third party's property, during the insured journey.
Earn Trip Coins after your insurance coverage begins
International Travel Insurance (One-Way Trip)
Easy claims processFree cancellation
| Summary of Benefits | Maximum Benefit (Singapore Dollars) |
|---|---|
Personal Liability | 500,000 |
Overseas Medical Expenses | 250,000 |
For Insured Person(s) between 18 to 70 years old, both inclusive | 250,000 |
For Insured Person(s) below 18 or above 70 years old | 125,000 |
Sub-limit for Traditional Chinese Medicine | 500 |
Continuation of Medical Treatment After Return To Singapore | 10,000 |
Sub-limit for Traditional Chinese Medicine | 250 |
Chubb Assistance - Emergency Medical Evacuation | Included |
Chubb Assistance - Repatriation of Mortal Remains | Included |
Accidental Death and Permanent Disablement | 50,000 |
For Insured Person(s) between 18 to 70 years old, both inclusive | 50,000 |
For Insured Person(s) below 18 or above 70 years old | 25,000 |
Journey Cancellation or Postponement | 5,000 |
Journey Curtailment | 5,000 |
Travel Delay | 200 per every 6 hours, up to 800 |
Baggage Delay | 200 per every 6 hours, up to 800 |
Loss of Advance Deposit due to Insolvency of Travel Agent | 1,000 |
Loss or Damage of Personal Property and Baggage | 3,000 |
Sub-limit for each item, pair or set of articles | 500 |
Sub-limit for all cameras and camcorders | 500 |
Sub-limit and cover for only one (1) Portable Computer | 500 |
Sub-limit for Money and Travel Documents | 350 |
24-Hour Worldwide Medical Emergency Assistance Hotline | Included |
24-Hour Travel Advice Hotline | Included |
Automatic Extension of Cover | Included |
FromS$ 22.50
International Travel Insurance (Single Return Trip)
24-hour worldwide assistanceFree cancellation
| Summary of Benefits | Maximum Benefit (Singapore Dollars) |
|---|---|
Personal Liability | 500,000 |
Overseas Medical Expenses | 250,000 |
For Insured Person(s) between 18 to 70 years old, both inclusive | 250,000 |
For Insured Person(s) below 18 or above 70 years old | 125,000 |
Sub-limit for Traditional Chinese Medicine | 500 |
Continuation of Medical Treatment After Return To Singapore | 10,000 |
Sub-limit for Traditional Chinese Medicine | 250 |
Chubb Assistance - Emergency Medical Evacuation | Included |
Chubb Assistance - Repatriation of Mortal Remains | Included |
Accidental Death and Permanent Disablement | 50,000 |
For Insured Person(s) between 18 to 70 years old, both inclusive | 50,000 |
For Insured Person(s) below 18 or above 70 years old | 25,000 |
Journey Cancellation or Postponement and Journey Curtailment | 5,000 |
Journey Curtailment | 5,000 |
Travel Delay | 200 per every 6 hours, up to 800 |
Baggage Delay | 200 per every 6 hours, up to 800 |
Loss of Advance Deposit due to Insolvency of Travel Agent | 1,000 |
Loss or Damage of Personal Property and Baggage | 3,000 |
Sub-limit for each item, pair or set of articles | 500 |
Sub-limit for all cameras and camcorders | 500 |
Sub-limit and cover for only one (1) Portable Computer | 500 |
Sub-limit for Money and Travel Documents | 350 |
24-Hour Worldwide Medical Emergency Assistance Hotline | Included |
24-Hour Travel Advice Hotline | Included |
Automatic Extension of Cover | Included |
FromS$ 22.50
International Travel Insurance (Return Trip)
Adventurous activitiesNo deductible
| Summary of Benefits | Maximum Benefit (Singapore Dollars) |
|---|---|
Personal liability | 1,000,000 |
Overseas medical expenses | 350,000 |
Adult below 70 years | 350,000 |
Adult 70 years & above | 75,000 |
Child | 150,000 |
Medical expenses in Singapore | 10,000 |
Adult below 70 years | 10,000 |
Adult 70 years & above | 10,000 |
Child | 10,000 |
Physiotherapy, chiropractic and traditional Chinese medicine expenses | 100 per accident Max. 600 |
Overseas hospitalisation daily benefit | 200 per day Max. 30,000 |
Medical & travel assistance services | Covered |
Emergency medical evacuation and repatriation | Covered |
Emergency medical evacuation | Covered |
Sending you home after a medical emergency evacuation | Covered |
Sending home your mortal remains | Covered |
Letter of Guarantee (LOG) for overseas hospital admission | Covered |
Compassionate and hospital visit | 9,000 |
Child guard | 9,000 |
Insolvency of licensed travel operator | 2,000 |
Travel cancellation | 10,000 |
Delayed departure | 200 for every 8 hrs Max. 1,000 |
Shortening the trip and travel disruption | 10,000 |
Automatic extension of cover | Covered |
Delayed baggage | 200 for every 8 hrs Max. 1,000 |
Baggage | 5,000 |
Per article, pair or set of items | 500 |
One unit laptop computer and one mobile device | 1,000 |
All photographic equipment | 1,000 |
All golf equipment | 1,000 |
Loss of travel documents and personal money | 3,000 |
Personal money | 300 |
Accidental death and permanent total disability | 40,000 |
Adult below 70 years | 40,000 |
Adult 70 years & above | 20,000 |
Child | 20,000 |
Adventurous activities cover | Covered |
Terrorism cover | Covered |
Overseas medical expenses due to COVID-19 | 150,000 |
Emergency medical evacuation and repatriation due to COVID-19 | Covered |
FromS$ 28.00
International Travel Insurance (One-Way Trip)
Terrorism coverNo deductible
| Summary of Benefits | Maximum Benefit (Singapore Dollars) |
|---|---|
Personal liability | 1,000,000 |
Overseas medical expenses | 350,000 |
Adult below 70 years | 350,000 |
Adult 70 years & above | 75,000 |
Child | 150,000 |
Overseas hospitalisation daily benefit | 200 per day Max. 30,000 |
Medical & travel assistance services | Covered |
Emergency medical evacuation and repatriation | Covered |
Emergency medical evacuation | Covered |
Sending you home after a medical emergency evacuation | Covered |
Sending home your mortal remains | Covered |
Letter of Guarantee (LOG) for overseas hospital admission | Covered |
Compassionate and hospital visit | 9,000 |
Child guard | 9,000 |
Insolvency of licensed travel operator | 2,000 |
Travel cancellation | 10,000 |
Delayed departure | 200 for every 8 hrs Max. 1,000 |
Delayed baggage | 200 for every 8 hrs Max. 1,000 |
Baggage | 5,000 |
Per article, pair or set of items | 500 |
One unit laptop computer and one mobile device | 1,000 |
All photographic equipment | 1,000 |
All golf equipment | 1,000 |
Loss of travel documents and personal money | 3,000 |
Personal money | 300 |
Accidental death and permanent total disability | 40,000 |
Adult below 70 years | 40,000 |
Adult 70 years & above | 20,000 |
Child | 20,000 |
Terrorism cover | Covered |
FromS$ 35.00
What is personal liability cover?
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Frequently asked questions
What is travel insurance?
MSIG's International Travel Insurance (for Singapore residents only) is a comprehensive travel insurance underwritten by MSIG Insurance (Singapore) Pte. Ltd. It provides cover for COVID-19, overseas medical expenses, personal accident, overseas hospital daily benefit, emergency medical evacuation and repatriation, 24x7 Medical and Travel Assistance Hotline, travel inconvenience-related cover such as the loss of baggage and personal items, travel delays, cancellation, adventurous activities and more.
Chubb's International Travel Insurance is underwritten by Chubb Insurance Singapore Limited (Chubb). It provides you with comprehensive coverage options including protection against trip delays or cancellations, medical expenses, personal accidents, and emergency assistance.If I need emergency assistance while traveling abroad, who should I contact?
In the case of an emergency, you need to contact the insurance company as soon as possible.
MSIG International Travel Insurance: Please contact the 24-hour MSIG Assist Hotline at +65 6323 8288.
Chubb International Travel Insurance: Please contact Chubb's 24-hour overseas emergency assistance hotline at +65 6836 2922.If I'm not traveling to or from Singapore, or I'm only transferring in Singapore, can I take out insurance?
MSIG International Travel Insurance: The insurance provides cover for trips originating from Singapore.
Chubb International Travel Insurance: The insurance provides cover for trips originating from Singapore.How many days of travel will I be covered for?
MSIG International Travel Insurance: For a one-way trip, coverage will cease after you have cleared immigration at the destination country or upon the expiry of your travel insurance, whichever is earlier. For an individual return trip, the maximum trip duration is 45 days.
Chubb International Travel Insurance: You will be covered for the period as stated in the Certificate of Insurance issued to you. For a one-way trip, the coverage period is up to 3 days per trip. For a return trip, the coverage period is up to 90 days per trip.What are the age requirements for the policyholder?
MSIG International Travel Insurance: The policyholder (also the "applicant") must be at least 18 years old on the policy application date.
Chubb International Travel Insurance: Travel Insurance by Chubb: The policyholder (the person named as the policyholder in the Certificate of Insurance) must be between 18 and 75 years old on the date that the insurance is purchased.What are the age requirements for insured people?
MSIG International Travel Insurance: Insured persons must be at least 1 month old at the start of the insurance period. Insured children under the age of 12 years must be accompanied by a parent or adult guardian during the travel period.
Chubb International Travel Insurance: The insured persons (persons identified as insured persons in the Certificate of Insurance) must be between 2 and 75 years old on the date that the insurance is purchased.Can I take out insurance on behalf of someone else?
MSIG International Travel Insurance: You can buy the International Travel Insurance (for Singapore residents only) for yourself, and for your relatives and friends, up to a maximum of 9 insured persons (including you) in the same application. The insured persons must travel as a group together on the same trip.
Chubb International Travel Insurance: You can buy the International Travel Insurance for yourself, and for your relatives and friends, up to a maximum of 9 insured persons (including you) in the same application. The insured persons must travel as a group together on the same trip.When will my insurance coverage begin?
MSIG International Travel Insurance: Policy is effective as soon as travel insurance is issued. Insurance coverage will commence based on the insurance period shown on your Certificate of Insurance.
Chubb International Travel Insurance: Your insurance cover will commence from the time you leave your place of residence in Singapore to go directly to the departure point, or three hours before the scheduled departure time of the carrier in which you have arranged to travel, whichever is later. The dates you are covered can be found in your Certificate of Insurance.How are claims settled?
If you want to make a claim, you need to contact the insurance company directly.
MSIG International Travel Insurance: If you wish to file a claim, you have to do so within 30 days of the scheduled trip end date. You can submit your claim online together with all the supporting documents such as medical bills, medical report, and police report.
Chubb International Travel Insurance: You can submit a claim online at Chubb website, within 30 days from the incident. For claim enquiries, contact Chubb at TravelClaims.SG@chubb.com or call +65 6299 0988 (Mondays to Fridays, 9.00am to 5.00pm, excluding Public Holidays).